United States
The United States has a diverse digital payment landscape dominated by established platforms. remains the most widely used digital wallet.
Newer entrants like Venmo and Cash App offer social payment features popular with younger consumers, while services like Afterpay provide flexible installment options.
At a Glance
- Call Payment API
- Get payment URL
- Redirect to payment page
- Call Checkout API
- User selects on Onerway page
- Redirect to payment
Local Payment Methods (LPMS)
Quick Comparison
| Method | Type | Confirmation | Max Processing | Refund | Chargeback |
|---|---|---|---|---|---|
| PayPal | E-Wallet | Immediate | 30 minutes | ✅ | ✅ |
| Venmo | E-Wallet (Social) | Immediate | 30 minutes | ✅ | — |
| Cash App | E-Wallet | Immediate | 30 minutes | ✅ | ✅ |
| Afterpay | Buy Now, Pay Later | Immediate | 30 minutes | ✅ | — |
Integration Details
| Field | Type | Description |
|---|---|---|
orderAmount | string | Payment amount |
orderCurrency | string | USD |
country | string | US |
lpmsInfo | string | Method-specific JSON |
firstName | string | Consumer's given name |
lastName | string | Consumer's family name |
email | string | Consumer's email |
| Method | lpmsInfo |
|---|---|
| PayPal | {"lpmsType":"PayPal"} |
| Venmo | {"lpmsType":"Venmo"} |
| Cash App | {"lpmsType":"CASH_APP"} |
| Afterpay | {"lpmsType":"Afterpay"} |
| Type | API | User Flow |
|---|---|---|
| DIRECT | Payment API | Merchant → Payment Page |
| REDIRECT | Checkout API | Merchant → Onerway Checkout → Payment Page |
- DIRECT for custom checkout UI with full control.
- REDIRECT for quick integration with Onerway's hosted payment selection.
Payment Method Details
Best for: Universal acceptance, trusted brand, buyer/seller protection.
PayPal is a digital payment solution that allows users to make online payments and transfers. It can be linked to bank accounts, credit cards, or debit cards, and can also store a balance. With over 400 million active accounts globally, PayPal offers comprehensive buyer and seller protection programs.
| Feature | Value |
|---|---|
| Confirmation | Immediate |
| Max Processing | 30 minutes |
| Refund | ✅ |
| Chargeback | ✅ |
Best for: Social payments, peer-to-peer transfers, younger demographics.
Venmo is a social payment app primarily used for small payments and bill splitting. Users can make payments between Venmo accounts with a social feed feature that adds a community aspect to transactions. Owned by PayPal, Venmo has become especially popular among millennials and Gen Z users.
| Feature | Value |
|---|---|
| Confirmation | Immediate |
| Max Processing | 30 minutes |
| Refund | ✅ |
| Chargeback | — |