Overview

Send funds globally with speed, low cost, and security through ONERWAY Transfer.

Key Benefits

  • Cost Optimization: Significantly reduce costs through local networks and optimized fee structures
  • Technical Support: API integration and batch processing capabilities
  • Global Coverage: Multi-currency support and mainstream payment networks
  • Security & Compliance: Enterprise-grade security controls and multi-level approval workflows
  • Easy Operations: Convenient merchant portal interface
  • Competitive Rates: Market-competitive exchange rate quotes
SolutionDescription
Bank TransferSend funds to external bank accounts via local transfer or SWIFT, supporting 200+ countries/regions. Learn more
E-WalletSend funds instantly to popular e-wallets like GCash, PayPal, PIX, and more. Learn more
Cash PickupRecipients can collect cash at designated locations, covering unbanked populations. Learn more
Integration MethodDescription
PortalCreate beneficiaries and send funds directly in ONERWAY Portal without writing code. Get Started
API IntegrationFull control over your payment flow via API, ideal for high-frequency transactions and automation. API DocumentationTransfer API

How ONERWAY Transfer Works

ONERWAY Transfer helps businesses achieve faster, lower-cost global payments by connecting to local clearing systems in 80+ countries/regions. With one ONERWAY account and/or a single integration, you can move funds globally through ONERWAY's payment network—currently supporting payments to 200+ countries/regions in 30+ currencies via local transfer and SWIFT.

Business Flow

  1. Fund Account: Transfer funds to the bank account provided by ONERWAY; once received, funds are available for payments
  2. Add Beneficiary: Enter the beneficiary's bank account or wallet information; available for use after system verification
  3. Initiate Payment: Select beneficiary, enter amount, confirm exchange rate, and submit
  4. View Results: Download payment receipt upon success; modify and retry if failed

Use Cases

ScenarioDescription
Supplier & Service Provider PaymentsPay suppliers globally for goods or services
Payroll & Contractor PaymentsPay salaries to overseas employees and fees to contractors
Platform Earnings DistributionE-commerce, streaming platforms distribute earnings to sellers/creators
Refunds & RebatesProcess customer refunds and promotional rebates
Insurance ClaimsEfficiently disburse insurance claim payments
Fund AllocationMultinational enterprises allocate funds across regions

Two Integration Methods

Portal

Create beneficiaries and send funds directly in ONERWAY Portal without writing code.

  • Customize workflows based on business needs
  • Support single and batch payments (Excel import)
  • Support agents initiating same-name payments for downstream merchants
  • Configurable multi-level approval based on amount

API

Full control over your payment flow via API.

  • Ideal for high-frequency transaction scenarios
  • One interface for multiple countries and payment methods
  • Support Webhook notifications and active queries
  • Sandbox environment available for testing
PortalAPI
Best forNo technical team, manual operationsTechnical team, integration with own systems
AdvantagesZero development, ready to use after registrationAutomation, ERP/financial system integration
Payment MethodsSingle / Batch (Excel)Single / Batch (API calls)
Typical ScenariosLow frequency, manual review requiredHigh frequency, large batch payments

Security

End-to-end security protection from approval to payment:

  • Multi-level Approval Workflow: Customize approval workflows based on specific transfer amounts, compliant with KYC/AML requirements
  • Granular User Permissions: Role-based permission management ensuring transaction security in all scenarios
  • Pre-transaction Validation: Automated format validation to minimize payment errors
  • Payment Verification: Each payment requires PIN or email verification code

Restricted Countries

List of countries and regions where Onerway payment services are not available due to regulatory or compliance requirements.

Get Started

Complete guide from registration to your first payment