Batch Payment

Process multiple payments at once via Excel template, suitable for monthly payroll, batch settlements, marketing campaign rewards, and more

Process Overview

Download the batch payment Excel template from the Portal "Payments" page
Fill in payment data according to template specifications, one payment per row
Upload the file; system automatically validates data format and completeness
If validation fails, the failreason column shows the failure reason; correct and re-upload
After validation passes, enter payment password or email verification code to submit
After submission, payments are processed one by one; check progress in the payment list

Key Field Logic

Transfer amount specified as:

Value	Meaning
Target currency	Amount is in payout currency. Beneficiary receives full amount; fees are borne by payer
Source currency	Amount is in payment currency. Beneficiary may receive less due to exchange rate and fees

SWIFT charge bearer (required for SWIFT payments):

Value	Meaning
OUR	Payer bears all SWIFT-related fees; beneficiary receives full amount
SHA	SWIFT fees are shared between payer and beneficiary

Initiate Payment

ONERWAY payment flow consists of four phases - initialization and pre-setup, initiate payment, get transaction result, and transaction completion handling

Fees and Rates

Understand ONERWAY Transfer fee calculation methods and exchange rate mechanisms