Get Started

Prerequisites

Register and Complete KYC

ONERWAY uses a unified account system. If you are a new merchant, please complete account registration and KYC verification first:

1. Visit the ONERWAY Merchant Registration Page to register
2. Log in to the merchant portal and start the onboarding process
3. Submit KYC materials to complete identity verification

For detailed process and material requirements, refer to Create an Account.

Apply for Transfer Business (KYB)

After KYC approval, you need to complete the KYB (business review) process for the Transfer product:

1. In the merchant portal, go to the Transfer menu and apply to enable Transfer business
2. Submit additional materials related to Transfer business as required
3. ONERWAY conducts business review
4. After approval, sign the Transfer business contract
5. Transfer functionality is officially enabled after contract signing

Fund Your Account

After Transfer is enabled, you need to fund your account before initiating payments.

1. In the merchant portal "Account Balance" page, view the bank account information provided by ONERWAY
2. Transfer funds from your corporate account to that bank account offline
3. After transfer, submit a top-up record in the merchant portal (fill in transfer amount, date, etc.)
4. After ONERWAY review and confirmation, funds are credited and account balance is updated

Start Making Payments

Portal Operations

No coding required—complete payments directly in ONERWAY Portal.

Add Beneficiary

1. Go to the "Beneficiaries" page and click "Add Beneficiary"
2. Select destination country/region, currency, and entity type (Individual/Business)
3. Complete beneficiary information as prompted and save

Initiate Payment

• Beneficiaries page: Select the target beneficiary and initiate payment directly
• Payments page: Click "Make Payment", create or select a beneficiary, then initiate

Enter payment amount and related information, complete security verification (payment password or email verification code), and submit.

View Payment Results

Check progress on the "Payments" page. Download payment receipt upon success; modify and retry based on the reason if failed.

API Integration

Full control over your payment flow via API, ideal for high-frequency transactions and automation.

Documentation and Merchant Registration

Key URLs:

• Transfer API Documentation (environment, flow, interfaces): Transfer API Integration GuideTransfer API
• Sandbox Registration: sandbox-portal.onerway.com

Registration requirements: Fill in email, verification code, and password (corporate email recommended; keep account information secure). Identity verification is required after registration.

Merchant Review and Activation

Merchants need to prepare the following materials for API whitelist configuration:

Review timeline: Completed within 1 business day.

Get Merchant Information

After approval:

1. Log in to the merchant portal; password reset required on first login
2. Obtain "Merchant ID + Secret Key" from the portal for subsequent API request signing
3. Complete integration testing in the sandbox environment
4. Switch to production after testing (only change request domain and configuration parameters)

Environment URLs:

Add Beneficiary

• Query Required FieldsTransfer API — Get required fields for specified country/currency/payment method
• Add BeneficiaryTransfer API — Create beneficiary and get beneficiaryId
• Edit BeneficiaryTransfer API — Update beneficiary information
• Query Beneficiary ListTransfer API — View created beneficiaries

Initiate Payment

Initiate Payment by Beneficiary IDTransfer API — Use the created beneficiaryId

View Payment Results

• Single Payment QueryTransfer API — Query single transaction status
• Batch Payment QueryTransfer API — Batch query transactions
• Payment Callback NotificationTransfer API — System proactively pushes status changes (Webhook)
• Payment Receipt QueryTransfer API — Download electronic payment receipt