Payconiq

Accept Payconiq payments in Belgium and Luxembourg with Onerway.

Payconiq is a leading in Belgium and Luxembourg. Unlike card-based payments, Payconiq uses direct bank transfers — customers scan a QR code with their Payconiq app (or bank app) and authenticate via PIN, fingerprint, or Face ID.

Payconiq is part of the . While Bancontact handles card payments, Payconiq focuses on bank transfer payments. The Payconiq brand will transition to Bancontact Pay from March 2026.

Payment service policies may change at any time and may vary by region. This page is for reference only and will be updated periodically.

At a Glance

Type

Mobile Payment / Bank Transfer

Expiry

20 minutes

Refunds

Full & Partial

Refund Period

365 days

Chargeback

❌

Integration

DIRECT / REDIRECT

Market Availability

Payconiq is available in Belgium and Luxembourg.

Country	Currency	Min Amount	Max Amount
Belgium (BE)	EUR	0.01 EUR	Bank dependent
Luxembourg (LU)	EUR	0.01 EUR	Bank dependent

Payconiq is widely adopted in Belgium with strong integration across major banks. For merchants targeting the Benelux region, it provides a trusted local payment option.

Integration Details

Field	Type	Description	Required
`orderAmount`	string	Payment amount to be charged	✅
`orderCurrency`	string	Transaction currency (ISO 4217)	✅
`country`	string	Transaction country (ISO 3166)	✅
`lpmsInfo`	string	`{"lpmsType":"Payconiq"}`	✅
`firstName`	string	Consumer's given name	✅
`lastName`	string	Consumer's family name	✅
`email`	string	Consumer's email address	✅
`phone`	string	Consumer's phone number	✅
`city`	string	Consumer's city	✅
`address`	string	Consumer's address	✅
`postalCode`	string	Consumer's postal code	✅

{
  "lpmsType": "Payconiq"
}

The lpmsType value is case-sensitive. Ensure you use Payconiq exactly as shown.

Type	API	User Flow
DIRECT	Payment API	Merchant → Payconiq QR Code → App Confirmation
REDIRECT	Checkout API	Merchant → Onerway Checkout → Payconiq

DIRECT for custom checkout UI with full control over the payment experience.
REDIRECT for quick integration with Onerway's hosted payment selection page.

Payment Flow

The Payconiq payment flow uses QR code scanning — customers use their Payconiq app (or compatible bank app) to scan and authenticate via PIN or biometrics:

The Payconiq payment session expires after 20 minutes. Ensure customers complete the QR scan and authentication within this timeframe.

MyBank

Accept MyBank online bank transfer payments in Italy with Onerway.

Paysafecard

Accept Paysafecard prepaid payments across 30+ countries with Onerway.