Before creating a card, usually confirm that:
Card creation usually includes selecting a card product, linking a cardholder, setting card information, and submitting the creation request.
Select a card product based on the business scenario, such as a U.S. product or an international product, and the corresponding card network.
Select the appropriate cardholder from existing cardholders and link the card to that cardholder.
Current card creation mainly involves the following information:
| Item | Description |
|---|---|
| Cardholder | The user associated with the card |
| Initial amount | The initial amount set when creating the card |
The actual fields and display method depend on Dashboard or API capabilities.
After confirming that the information is correct, submit the card creation request. After the card is created successfully, the system generates the virtual card and sets it to a usable state.
After card creation, merchants can usually:
After a card is created, it usually has one of the following statuses:
| Status | Description |
|---|---|
ACTIVE | The card is active and can be used normally |
FROZEN | The card is frozen and temporarily unavailable, but incoming refunds are not affected |
SYSTEM_FROZEN | The card is frozen by the system for risk control reasons and cannot be manually unfrozen |
TERMINATED | The card has been terminated and can no longer be used |
EXPIRED | The card has expired |
In most cases, a card enters the ACTIVE status after it is created successfully. Freezing, unfreezing, system risk-control freezing, termination, and expiration may trigger later status changes.
Cards can be created through the Dashboard or API. Available methods depend on the account capabilities.
For API integrations, create the card through the corresponding endpoint and query the card status and related information afterward.