Issuing transaction statuses describe processing results across authorization, verification, posted, reversal, and refund stages. Different statuses affect whether a transaction continues, whether funds are held, whether an actual debit is created, and whether funds are later returned.
Authorization statuses indicate whether the transaction passed the initial authorization check and whether it continues to later posting.
| Status | Business meaning | Fund impact |
|---|---|---|
AUTHORIZED | Authorization succeeded, and the transaction meets the basic conditions to continue | The corresponding amount is usually held |
AUTH_FAILED | Authorization failed, and the transaction did not pass checks | No valid hold or debit is created |
REVERSED | Authorization was reversed, and the original authorization does not continue to posting | The held amount is usually released |
Card verification statuses confirm whether the card or card information can be used for binding or verification. They do not represent actual purchase transactions.
| Status | Business meaning | Fund impact |
|---|---|---|
VERIFIED | Card verification succeeded, and the card or card information passed verification | Usually no actual purchase debit is generated |
VERIFY_FAILED | Card verification failed, and the card or card information did not pass verification | No actual purchase debit is generated |
Posted and refund statuses indicate whether the transaction has created a final accounting result and whether a later reverse fund adjustment occurred.
| Status | Business meaning | Fund impact |
|---|---|---|
POSTED | The transaction has been posted and created an actual debit result | The card balance or account funds are reduced by the posted amount |
POSTED_FAILED | Posted failed, and the transaction did not create a final accounting result | The original held amount is usually released or adjusted according to rules |
REFUNDED | The original transaction has been refunded | The corresponding amount is returned according to the refund result |
REFUND_FAILED | The refund failed | The original transaction fund result usually remains unchanged |
Issuing purchase transactions can usually be categorized by processing stage, such as authorization, card verification, reversal, posted, and refund. These types help distinguish the processing purpose, accounting status, and fund movement direction.
Internal accounting entries or non-purchase fund movements belong to other fund management scenarios and are usually not described as purchase transaction types.
When reconciling transaction records, evaluate status type, transaction amount, posted amount, and fund movements together. Do not rely on a single status alone to confirm the final processing result.
POSTED / POSTED_FAILEDAUTHORIZED / REVERSEDVERIFIED / VERIFY_FAILEDREFUNDED / REFUND_FAILEDThe same transaction may go through multiple status changes, such as authorization, reversal, posting, or refund. During reconciliation, use the transaction lifecycle and fund movement records to confirm the final result.