Supported regions and currencies

Issuing regions

Current card products commonly cover the following issuing regions:

Actual product names and availability depend on what is shown in the Dashboard or agreed in the commercial plan. Product lines marked as coming soon are under preparation. Launch timing depends on official announcements or commercial arrangements.

Card usage scope

Current products support online card binding and online payments. Some card products can also be added to mobile wallets such as Apple Pay and Google Pay, and used for in-person payments where the corresponding card network and acceptance method are supported. Actual availability depends on the card product.

Whether a transaction succeeds still depends on merchant acceptance, the card network, authorization results, and product rules.

Settlement currency

Current live card products use USD as the billing and settlement currency. Future product lines, such as U.K. and European Visa virtual cards, are expected to support the corresponding local settlement currencies. Actual currency support depends on the launched product configuration.

For currently available products, this means:

• Card balances are usually understood and managed in USD
• Internal reconciliation, budgets, and reports should use USD as the common basis
• If a merchant prices a transaction in a non-USD currency, the final amount is converted and posted in USD

Non-USD transactions

When a merchant prices a transaction in another currency, the card network and clearing network complete the currency conversion. The final amount is posted to the card statement in USD.

Note the following:

• Exchange rates and posting timing follow card network and clearing network rules
• The final posted amount may differ from the amount shown on the checkout page
• Cross-border and foreign exchange costs may vary between product lines

Product scope overview

The following information helps merchants quickly understand current issuing regions, settlement currency, and common business use cases.