Supported regions and currencies

Learn about issuing regions, typical card usage, and settlement currencies before choosing a card product.

Issuing regions

Current card products commonly cover the following issuing regions:

Issuing regionProduct direction
United StatesU.S. Mastercard virtual cards, U.S. Visa virtual cards, Tempo cards, Flex cards
SingaporeInternational virtual card products

The actual product names and available activation scope depend on what is shown in the Dashboard or agreed in the commercial plan.

Card usage scope

Current products are mainly used for online card binding and online payments. They are suitable for business spending at online merchants that accept the corresponding card network.

DimensionDescription
Usage methodOnline card binding and online payments
Applicable merchantsOnline merchants that accept Visa or Mastercard
Typical use casesAdvertising, ecommerce procurement, SaaS and AI tool subscriptions, travel booking, and general business expenses

Whether a transaction succeeds still depends on merchant acceptance, the card network, authorization results, and product rules.

Settlement currency

Current card products use USD as the billing and settlement currency.

This means:

  • Card balances are usually understood and managed in USD
  • Internal reconciliation, budgets, and reports should use USD as the common basis
  • If the merchant side prices a transaction in a non-USD currency, the final amount is converted and posted in USD

Non-USD transactions

When a merchant prices a transaction in another currency, the card network and clearing network complete the currency conversion. The final amount is posted to the card statement in USD.

Note the following:

  • Exchange rates and posting timing follow the card network and clearing network rules
  • The final posted amount may differ from the amount shown on the checkout page
  • Cross-border and foreign exchange costs may vary between product lines

Product scope overview

The following information helps merchants quickly understand the current issuing regions, settlement currency, and common business use cases.

DimensionCurrent scope
Issuing regionsUnited States, Singapore
Card usage scopeOnline merchants that accept the corresponding card network
Settlement currencyUSD
Typical business use casesAdvertising, ecommerce, SaaS, and general business expenses