Use Cases

ONERWAY Issuing provides businesses with prepaid virtual cards. The core value is that businesses can flexibly create cards based on their needs, with each card used and recorded independently, naturally isolating spending across different business lines for clear tracking.

The following are common use cases.

Advertising

Cross-border e-commerce and overseas businesses often need to run ads simultaneously on Google Ads, Meta (Facebook/Instagram), TikTok, and other platforms. Each platform or even each ad account requires an independent payment method to manage advertising budgets.

• Assign an independent virtual card to each ad account, naturally isolating advertising budgets
• Issues with a single account won't affect other advertising platforms
• Complete transaction records for each card, making it easy to reconcile spending across channels

SaaS Subscriptions

Businesses typically use multiple SaaS services simultaneously, such as cloud computing, project collaboration, marketing automation, and customer service systems. Each vendor has independent billing cycles and amounts, requiring clear management of each service's payments.

• Assign independent cards to different subscription services for clear billing records
• Cancel the corresponding card when discontinuing a service to avoid continued charges
• Reconcile each charge through transaction details

E-commerce Procurement

Cross-border e-commerce businesses need to procure goods across multiple platforms such as Amazon, 1688 International, and independent site supply chains. This involves different suppliers and procurement batches, with each expenditure needing to correspond to specific purchase orders.

• Assign independent virtual cards to different procurement channels or batches
• Payment records for each procurement naturally link to business orders
• Reconciliation becomes simpler and more efficient

General Business Expenses

Businesses have various miscellaneous online expenses in daily operations, such as office supply purchases and digital content subscriptions, which need unified management.

• Use virtual cards to centrally manage online expenses
• All spending records are retained on the platform and available for review at any time

Travel Booking

Business travel requires booking flights, hotels, car services, and more, involving multiple employees and itineraries. Each travel expense needs to be clearly recorded.

• Issue an independent virtual card for each trip or employee, with the company paying directly
• Each travel expense is automatically recorded under the corresponding card
• Expenses are fully documented, reducing reimbursement processes

Logistics and Warehousing

In cross-border business, companies need to pay multiple logistics providers and overseas warehouse service providers. Logistics costs for different projects or routes need to be accounted for separately.

• Assign virtual cards by project or logistics route
• Transaction records match corresponding business lines one-to-one, with clear cost attribution

Supplier Payments

Businesses working with multiple overseas suppliers need to regularly pay for goods, services, or commissions. Different suppliers have varying payment cycles and amounts, requiring independent management.

• Assign independent card numbers by supplier
• Payment records for each supplier are retained independently, facilitating audits and reconciliation

Platform Fees

Businesses need to pay various platform service fees during operations, such as e-commerce platform commissions, technical service fees, and tool usage fees, involving multiple platforms and departments.

• Dedicated cards per use case or department
• Each platform fee has clear transaction records, facilitating internal cost allocation